In the journey of business and personal life, many individuals face the heavy burden of debt (Udhaar), financial liabilities, or repeated business losses. These challenges not only impact wealth but also affect peace of mind, relationships, and overall progress. But did you know Vedic Astrology offers deep insights into the reasons behind financial struggles. The placement of certain planets in your birth chart (kundli) can reveal karmic debts, past life patterns, and energy blockages that lead to ongoing monetary stress or failure in ventures
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In Vedic tradition, specific deities and demi-gods play a crucial role in helping individuals overcome financial struggles, clear debts (udhaar), and protect their business and wealth. Here's a breakdown of which divine forces help in what areas:
-Mahalakshmi is the main goddess of wealth and prosperity. She ensures a stable cash flow and blessings for financial abundance. Worshipping her regularly brings peace and luxury into life.
-For sudden business profits and tantric wealth, forms like Dhanalakshmi or Kuber Lakshmi are invoked. These aspects of Lakshmi work with the energy of growth, luck, and material expansion.
-Lord Vishnu (Shri Narayan) protects your dharmic wealth path. His blessings help maintain balance in earnings and remove blockages caused by karmic debts.
-Brihaspati (Guru), the planetary form of Jupiter, uplifts one's business and wisdom. He clears poverty patterns from the past and boosts ethical financial gains.
-Lord Hanuman is a powerful force for removing hidden enemies, cutting off negative Rahu influences, and reducing the burden of loans. He also brings mental strength to fight through tough financial times.
-If someone is stuck in repeated loan cycles, Lord Kartikeya (also known as Subrahmanya or Skanda) is worshipped as the Runa-Harta ' the remover of debts. His energy cuts through Saturn, Mars, and Rahu-induced loan karma.
-Kubera, the Demi-God of Wealth, is considered the treasurer of the Devas. Worshipping Kubera helps open up unexpected financial resources and unlocks hidden wealth.
-For those facing legal issues, business rivals, or loss due to enemies, Goddess Baglamukhi acts as a tantric warrior. Her mantra sadhana stops enemies and protects financial and legal interests.
-Lastly, Goddess Kali (especially Dakshina Kali) is the tantric goddess of transformation and hidden wealth. She burns away ego-driven poverty patterns and protects your hard-earned assets from spiritual attacks or negative karma.

To Book an Appointment with Guru Aum Sushant
📞 Call or WhatsApp Ms. Vijaya at:
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Use lotus, cow milk, and white rice
2. Kanakadhara Stotra & Lakshmi Narayana Homam
Opens blocked fortune, especially for those with karmic debts
3. Brihaspati Graha Shanti / Guru Graha Puja
Best for those with weak Jupiter or afflicted 2nd/11th house
Done on Thursday with yellow offerings
4. Sudarshana Havan or Maha Vishnu Sahasranama
Done on Ekadashi or Saturdays
Stabilizes business suffering from unknown losses
1. Runa Vimochana Mangala Stotra / Mars Debt Removal Puja
2. Baglamukhi Anushthan (Court & Enemy Related Losses)
Requires yellow asana, turmeric mala, and Guru Diksha
3. Kubera Sadhna with Lakshmi Tantra
Use mantra
4. Dakshina Kali Tantra Puja (Advanced)
Requires protection rituals, use under Guru supervision
Kali burns negative karmic seeds blocking wealth

Graha Affected |
Remedy Puja |
Saturn |
Shani Shanti Havan + Tail Abhishek + Hanuman Chalisa |
Rahu |
Rahu Shanti with Durga Saptashati or Chandi Path |
Ketu |
Ketu Graha Jap + Kalabhairav Puja |
Venus |
Lakshmi + Annapurna Puja |
Mercury |
Vishnu Sahasranama + Budh Beej mantra (for trade clarity) |
Moon |
Chandra Graha Jap + Shiv Abhishek on Monday |
Mars |
Hanuman Puja + Runa Vimochana Stotra + Mangal Graha Jaap |
🕉 Daily or Weekly Practices to Support Business Stability
Recite “Shree Sukta” daily at your business altar
Light a ghee lamp at North-East corner every morning
Feed poor Brahmins or cows on Thursday or Friday
Chant Hanuman Chalisa every Tuesday ' breaks invisible blocks
Keep energized Lakshmi Kubera Yantra at cash drawer
📌 Best Muhurat (Auspicious Timing) for Debt Removal Puja
Activity |
Recommended Tithi |
Nakshatra |
Day |
Loan Repayment Start |
Panchami, Ekadashi |
Rohini, Anuradha |
Thursday, Friday |
Business Restart |
Shukla Paksha |
Pushya, Dhanishta |
Wednesday |
Court Case Closure Puja |
Krishna Ashtami |
Bharani, Ashlesha |
Tuesday or Saturday |
What Each of the 9 Planets Gives Related to Money / Wealth
Planet |
Money/Wealth Role |
Sun (Surya) |
Royal wealth, government positions, name-fame-based income, authority-related profit, gold, father’s legacy |
Moon (Chandra) |
Liquid wealth, cash flow, mental stability for wealth management, food and hospitality business, mother’s support |
Mars (Mangal) |
Real estate, property-based income, courage-driven ventures, factory/business success, sudden gain/loss |
Mercury (Budh) |
Trade, business intelligence, financial markets, accounting, speech-based income, education or consultancy |
Jupiter (Guru) |
Stable wealth, dharmic income, expansion of assets, spiritual business, ancestral property, bank/education earnings |
Venus (Shukra) |
Luxury wealth, arts/fashion/beauty income, cash from women/feminine products, comfort-related business |
Saturn (Shani) |
Long-term wealth, through hard work, labor, construction, delay but large accumulation, karmic money |
Rahu |
Sudden wealth, foreign money, digital currency, speculative trading, black money, high risk-high reward |
Ketu |
Detachment from material gains but can bring spiritual donations, mystical income, or sudden inheritance if well placed |
What Each of the 12 Houses Give in Terms of Money / Wealth
House |
Wealth-Related Function |
1st House (Lagna) |
Self-earned income, personality-driven success, capacity to create wealth via personal traits |
2nd House |
Main house of savings, speech, family wealth, food wealth, movable assets, cash reserves |
3rd House |
Small business, courage for entrepreneurship, freelancing income, communication-based money |
4th House |
Real estate, property assets, vehicles, land wealth, mother’s blessings, comfort-based success |
5th House |
Speculative income (stocks, lottery), creative income, children-related gains, mantras/education wealth |
6th House |
Loans, debts, litigation costs, money via service or healthcare industries, competition struggles |
7th House |
Income via partnerships, business deals, foreign contracts, spousal wealth, public visibility income |
8th House |
Sudden gains/losses, inheritance, insurance money, underground or occult business, taxes |
9th House |
Luck, dharmic wealth, guru's blessings, wealth via foreign travel, higher education earnings |
10th House |
Career-based income, profession, status, business empire, kingly success if strong |
11th House |
House of gains, network support, income from multiple sources, windfalls, wish fulfillment |
12th House |
Expenditures, donations, luxury losses, foreign travel spending, invisible leakages, spiritual loss/gain |
Wealth Aspect |
Key Houses |
Earning Capacity |
1st, 3rd, 10th |
Savings & Assets |
2nd, 4th, 11th |
Business & Trade |
3rd, 7th, 10th |
Sudden Gain/Loss |
5th, 8th, 12th |
Debt & Loan Karma |
6th, 8th, 12th |
Long-Term Wealth |
2nd, 4th, 9th, 11th |
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1. Shri Yantra
Supreme yantra for wealth, prosperity & abundance
Attracts Mahalakshmi's energy
Best placement: Puja altar or cash drawer
Direction: East-facing or North-East
2. Kuber Yantra
Invokes Kubera, the treasurer of the devas
Brings hidden or unexpected wealth
🔸 Best placement: North direction
🕉 Mantra:
🌕3. Dhan Lakshmi Yantra
For attracting money in business, bank balance, luxury
Enhances flow of liquid wealth
Place near entrance or locker
🪔 4. Mahalakshmi Yantra
Powerful for household prosperity
Good for women entrepreneurs or family-owned shops
Ideal for South-East or altar
🔺 5. Kanakdhara Yantra
Derived from Kanakdhara Stotra of Adi Shankaracharya
Removes poverty karma, ancestral poverty
Best placed in East or puja space
6. Chandra Yantra
Enhances cash flow, mental clarity in spending
For people in water, travel, hotel, or food business
Best for weak Moon or emotional money blocks
Direction: North-West
7. Mangal Runa Vimochana Yantra
Used to clear debts and repeated loan karma
📿 8. Baglamukhi Yantra
Stops losses due to enemies, court cases, frauds
Highly potent tantric protection yantra
Mantra:
9. Vyapar Vriddhi Yantra
Specifically for business growth, shop success, trade increase
🔸 Keep at shop entrance or billing counter
Direction: North or East
10. Sarva Karya Siddhi Yantra
For obstacle removal in money-related work
Brings success in business negotiations, deals
Ideal for those facing repeated failures
11. Sampoorna Mahalakshmi Yantra Set
Set of 7 or 13 yantras for total wealth harmony
Includes:
Shri Yantra
Dhan Lakshmi Yantra
Kanakdhara
Kuber
Chandra
Vyapar Vriddhi
Saraswati / Siddhi Yantra
12. Lakshmi Ganesh Yantra
For Diwali Puja, financial blessing + obstacle removal
Combines intelligence (Ganesh) and abundance (Lakshmi)
Keep on the main altar or cash locker
| Rule | Description |
Material |
Use pure copper or copper-gold plated |
Direction |
East, North-East, or North is ideal |
Energizing |
Bathe with raw milk & Ganga jal, chant associated mantra 108 times |
Placement |
Keep on clean red/yellow cloth in puja area or office drawer |
Avoid |
Never keep broken, unclean, or unused yantras lying casually |

13. Swarna Akarshan Bhairav Yantra
Extremely powerful for attracting gold, valuables, and high-level wealth
Appeases Bhairava in Swarna Akarshan form magnetic prosperity
Used by Tantriks in Shiv Yog and Nath traditions
🕉 Mantra:
🔸 Best for land, precious metals, hidden financial magnetism
🔸 Install on Amavasya night, facing West or North
14. 🔺 Yakshini Dhanakarshana Yantra
Invokes specific wealth-attracting Yakshinis
Ideal for those into jewelry, tantra services, mystical business
Caution: Needs guidance from guru
15. Ashta Lakshmi
One of the Ashta Lakshmi forms brings wealth through land, farming, property, rentals
Ideal for real estate agents, farmers, nature-based business
16. Shankh Lakshmi
Combines sound energy (Naad) and Goddess Lakshmi’s flowing abundance
Used with conch (shankh) blowing ritual before opening shop or business day
🔸 Best on Mondays + Fridays
17. Siddha Ashta Bhairav Yantra
Advanced yantra for those in black magic-clearing professions, high-risk business, or spiritual trade
Protects and channels tantric wealth for dharmic purposes
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